Do you know how much buying a home really costs?

The true cost of buying a home goes well beyond the purchase price. Do you know what you’ll be up for when the SOLD sticker goes on? Take a look at the top ten home buying costs you may not have thought of, and our tips on ways to save. 1. The price of your home. This is important –...

Federal Government Relief Measures

FEDERAL GOVERNMENT STIMULUS PACKAGES SUMMARY CASHFLOW ASSISTANCE FOR BUSINESSES 1. BOOSTING CASH FLOW FOR EMPLOYERS On 12 March 2020, the Government announced the Boosting Cash Flow for Employers measure. The measure initially provided up to $25,000 to business, with a minimum payment of $2,000 for eligible businesses. Small and medium sized business entities with aggregated annual turnover under $50 million...

Documents your Broker will Need From You

Have you ever wondered what documents your Broker needs for your home loan?  If you have, then this is basically what we need. For all loans PAYG Applicants Your two most recent payslips Your last years PAYG Summary formerly known as a Group Certificate Self Employed Applicants Last 2 years personal income tax returns Last 2 years ATO Notices of...

Refinancing your Mortgage

Just like your health, it is important to regularly check up on your home loan to ensure that it is working for you to achieve your goals. If you don’t review your home loan you may be paying too much in interest or you may not be using the interest saving features of the loan to their full benefit. It...

FIRST HOME BUYERS

As a first home buyer, you may think it is a daunting process and you even be unsure as to what you have to do.  Well we are here to make the journey simple and enjoyable for you.  Here’s the steps to buying your first home: Deposit You will need a minimum 5% deposit and it must be genuinely saved. ...

Car Finance News

Whether you’re raising a growing family and need a reliable family car or you just want to buy that very special car for yourself, the budget never seems to far far enough. The great thing about getting us to help you organise your car finance, is that we can find ways to make it more affordable. We can do this...

How much can I borrow

“How much can I borrow” is normally the first question you ask yourself when you are wanting to purchase a property or seeking a change to your current loan structure. The amount you can borrow is determined by a number of factors. Whilst you cannot be 100% certain of what each lender will require, there are key considerations most lenders...

Why would you need to find Finance

WHY DO YOU NEED TO FIND A FINANCE SOLUTION FOR YOUR BUSINESS? There are several reasons why you may need to seek finance for your business.   Here are some reasons and available options: Cash Flow Fluctuations It’s important to analyse your cash flow because it is arguably the number one reason why businesses seek finance.  Some of the options available...

Mortgage Broker v Bank

MORTGAGE BROKER v BANK A large percentage of people head straight to their own (or nearest) bank when deciding to apply for a home loan. Most finance experts warn, if this is your strategy, you may be missing out on some significant benefits.  Did you know that 54% of home loans are written by mortgage brokers? There are countless reasons...

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