Business Loans and Lending

Are you a business owner looking to overcome cash flow problems or to expand with additional equipment or property? Meet your new business partners.

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Our goal is to discover what’s right for your business – a business loan, business overdraft, working capital, cash flow expenses, invoice financing, bank bill facilities, start-up business expenses or ATO debt arrears.

Anyone who has ever started a business knows it’s a risky endeavour. When you’re subject to the whims of an ever-changing marketplace, financial loss is always a possibility. Not only that, the long and erratic hours can take a toll on one’s personal life and close relationships. On the upside, the rewards for the endeavour can be tremendous, including no boss, flexible hours and the potential for an uncapped income.

Like all business owners, you want your enterprise to grow and to flourish. Yet to see the success you want, sometimes you need new equipment or property. Other times you may be trapped by cash flow problems and need to find your way out of your financial hole. Whatever your particular challenges are, JRMBF can help you overcome them.

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JRMBF want nothing more than to assist you to acquire the funds you need to secure your business, keep your cash flow strong and help you realise your full potential. Whether you’re looking to purchase new premises for your business, stock up on goods, hire more staff or ready your business to expand internationally, we’ve got you covered.

We can safely say there are very few finance brokers on the market right now with as much expertise as us. We work closely with many small and specialised lenders as well as the four major ones and will closely analyse your situation to provide you with the most appropriate solutions.

Commercial and Business Loans

Once you’ve decided to apply for financing for your business, JRMBF can help. We can find you the right loan and save you the trouble of browsing through the multitude of banks and lenders yourself until you come across the best deal.

There are two main types of business lending.

  • 1:

    Secured lending helps you to access larger sums of money but requires you to put up assets such as buildings, vehicles or machinery as collateral.

  • 2:

    Unsecured lending doesn’t require any collateral but generally means you can borrow less money and rates are generally higher.

It can be tough to know which one the better option is when it comes to your own business, which is why JRMBF can help. Whether you’re planning to purchase a commercial property or grow your business in another way, contact us to discuss your options.

Loans for Start-up Businesses

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Perhaps you already have a detailed plan for your new business and all you need is the money to bring it to fruition. When you’re planning to launch a start-up, you’re likely to need money for product development, staff and business space, and marketing, among other considerations. Start-up founders generally choose between debt and equity finance. Debt finance involves borrowing money (e.g. from traditional lenders or credit cards), while equity financing involves loans from individuals such as angel investors who then share in the profits of the company. JRMBF can help you decide which option is better for your business.

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Equipment Finance

Like the name suggests, an equipment finance loan will help you purchase equipment for your business such as machinery and vehicles. You could go on the hunt for a Lender and compare business loans yourself, but why go to the trouble when JRMBF can make it so much easier for you? With our knowledge of the market, we’re certain to find you an equipment finance deal that’s perfect for your business.

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Specialised Debt Solutions – SMSF Loans

JRMBF can also help you draw upon your self-managed super fund to pay for a commercial property. Contact us to find out if this is a worth while option for you.

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Business Cash Flow Lending (Trade Finance, Invoice Finance and Overdrafts)

When you take out a cash flow loan, you’re essentially borrowing money from the earnings that you’re expecting to acquire in the future. This can be a great option if your business is already doing well but you need a little extra cash right now to cover some of your expenses or help you get ahead. To find out more about forms of working capital like trade finance and invoice finance and get a sense of which one is right for you, contact us.

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Construction Loans

Are you building a premise for your business or doing major work on an existing property? Contact JRMBF to see what kind of options we can offer you on a construction loan for your business.

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Equipment Finance

Like the name suggests, an equipment finance loan will help you purchase equipment for your business such as machinery and vehicles. You could go on the hunt for a Lender and compare business loans yourself, but why go to the trouble when JRMBF can make it so much easier for you? With our knowledge of the market, we’re certain to find you an equipment finance deal that’s perfect for your business.

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Business Cash Flow Lending (Trade Finance, Invoice Finance and Overdrafts)

When you take out a cash flow loan, you’re essentially borrowing money from the earnings that you’re expecting to acquire in the future. This can be a great option if your business is already doing well but you need a little extra cash right now to cover some of your expenses or help you get ahead. To find out more about forms of working capital like trade finance and invoice finance and get a sense of which one is right for you, contact us.

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Specialised Debt Solutions – SMSF Loans

JRMBF can also help you draw upon your self-managed super fund to pay for a commercial property. Contact us to find out if this is a worth while option for you.

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Construction Loans

Are you building a premise for your business or doing major work on an existing property? Contact JRMBF to see what kind of options we can offer you on a construction loan for your business.

Contact Us

JR Mortgage Broker and Finance will work with you to make your business a success story. Get in touch with us today.