Buying your first home is one of the most exciting experiences of your life. But it can also be one of the most nerve-wracking, especially if you don’t have much financial experience. Likewise, an investment property can be one of the most effective ways to get ahead for the future, but only if the investment pays off. Either way, a new house is not something you want to gamble on. Fortunately, there’s no need to leave the outcome to chance or luck when you can look to JRMBF for expertise.
JRMBF is led by a team with more than fifty years’ worth of combined experience in areas such as finance, lending and accounting. We have access to a wide range of superior products and solutions and liaise with 42 providers. We’re also committed to customer service. Simply put, we can offer you a high-quality service with a personal touch that’s simply unmatched by the majority of others in the industry – and certainly not by your local bank.
First Home Buyer’s Loans
Whether you’ve grown tired of renting, are looking at starting a family or just want to break into the property market, buying your first home is an excellent goal to have. There’s a lot to the process, however, and it can be hard to know where to begin. That’s why it pays to trust in JRMBF’s skills and expertise.
With us on your side, you’ll be significantly more likely to get what you most want from your purchase - security. We can:
Help you to establish your borrowing capacity
Identify all the costs associated with buying your first home
Determine the maximum LVR (loan to value ratio) that you can be approved up to
Help you understand how much deposit you’ll require
Clarify exactly which Government grants and benefits you qualify for
Assist you with applying for relevant grants
Explain the entire home buying process from beginning to end
Investment Property Loans
When you’ve gone through it all before, you know what a headache a home loan can be. And just because this isn’t your first rodeo doesn’t mean that JRMBF can’t draw upon our decades of expertise to benefit you.
There’s a lot to consider when buying an investment property.
If you borrow money for a new home using the equity in your current property, you may be able to borrow the full purchase price plus associated costs, depending on the equity you have. The loan remaining on the existing property becomes tax deductible once that property becomes an investment property or is rented out.
By leveraging equity in your existing property for investment purposes, you can increase future wealth.
You could study the market and compare investment property loan rates for yourself. But there’s a lot of work involved in that, and like most people these days, you probably have limited time.
With our contacts and expertise, JRMBF can find you the best investment property loan rates on the market for your circumstances. Servicing premium inner-Brisbane areas like Fortitude Valley, Teneriffe, Newstead and New Farm, we’re only ever a short walk away when you need us.
You’ve probably heard that before committing to a home loan you should compare rates from two or more lenders. This is a great idea, but a time-consuming one. How do you know when you’ve looked into all your options? How much time do you have to spend studying the different lenders on the market and compare home property loan rates? How can you be sure there isn’t a crucial factor that you’ve forgotten?
JRMBF can take the hassle out of your search by finding you the most appropriate home property loan rates on the market.
Home Construction and Building Loans
Sometimes your dream home isn’t something you want to buy, but something you want to build. Whether you’re building something from the ground up or just undertaking some costly renovations, JRMBF will make sure you get the most from your construction loan.
Construction loans can be quite complicated with tentative on completion valuations and progress payments required. JRMBF have done many construction loans and have the experience to guide you through the whole process from land purchase to practical completion.
There are a multitude of lenders out there offering various kinds of deals. Who better than JRMBF to navigate your options and find the deal that suits you best?
Get in touch with us today for your Brisbane-based home and investment property needs.